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Mortgage Calculator
Use this tool to work out your mortgage payments and see the rental yield you could earn from a property. Just enter the price, your deposit, the interest rate, expected rent, and yearly costs. You will see your estimated monthly payments and rental return straight away. It is quick and easy to use.
Mortgage Calculator
City Realtor are experts in London mortgages and property investment
How do I get a mortgage for a rental property in London?
Getting a mortgage is simple with the right support. At City Realtor, we guide you through the process from start to finish. We explain what you need to do, help with paperwork, and make sure you find the right product. You stay in control while we handle the hard parts.
We offer clear advice, mortgage checks, affordability planning, and full property support. With local knowledge and trusted service, we help you get the most from your investment in London.
We offer clear advice, mortgage checks, affordability planning, and full property support. With local knowledge and trusted service, we help you get the most from your investment in London.
What should I consider before getting a mortgage in London?
- Check average rent in your area so you can compare it to your mortgage costs.
- Make sure your property follows safety laws like gas and electric checks.
- Decide if you want to manage the place yourself or let us do it for you.
- Plan for extra costs like repairs, insurance, and any empty months without rent.
FAQs
Rental yield is the return you get from rent compared to what you paid for the property. In London, yield depends on area and demand. A better yield means more income. Use our calculator to see what you could earn alongside your mortgage costs.
To work out mortgage payments, use the loan amount, interest rate, and term. Our calculator does the maths for you. For rental yield, take the monthly rent, times it by 12, then divide by the property price. You can also take off yearly costs for net yield. Our tool gives both results instantly.
Yield helps you see if your rent will cover your mortgage and other costs. In London, prices are high, so making sure the rent brings good return is vital. A strong yield improves cash flow and gives you a clear picture of long-term profit.
How can I maximise the return on my property with a mortgage?
- Set the right rent: Check what others charge nearby and price it well. Ask our team for advice.
- Keep it filled: Fix problems fast and keep it in good shape to avoid empty weeks. Allowing pets can also attract more tenants.
- Cut your costs: Review bills, mortgage terms, and services often. You might save by switching or asking for better deals.
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