Author: Content for City Realtor

Posted on

What Insurance Should I Have As A Landlord?

What Insurance Should I Have As A Landlord?

Becoming a landlord comes with its share of excitement and challenges but protecting your investment is crucial. The right insurance can be a game-changer, ensuring that you’re covered for unexpected events like property damage, tenant issues, or legal troubles.

We are often asked ‘what insurance should I have as a landlord to safeguard my rental property in Tower Hamlets?’ So, let’s break down the essentials every landlord should know.

Landlords in Tower Hamlets with Buy To Let mortgages will usually have adequate building insurance in place. Even those who own outright usually insure their property for its rebuild cost, with cover in place for damage caused by floods, fire, and storms.

However, there are other risks involved in renting out a property. As well as your building insurance, it makes sense to put suitable protection in place so you’ll be financially covered if something goes wrong.

At City Realtor, sadly we have seen landlords take a significant financial hit when something unexpected has happened to their property.

To avoid this happening to you, you should consider taking out insurance to cover the following:

5 Essential Types of Landlord Insurance

1. Your Property Contents

If you’re letting a property and it’s fully furnished, good home contents are essential. However, even if you’re renting your property out as unfurnished, you will probably still have contents such as curtains, carpets, white goods, and light fixtures and fittings in the property.

The final bill could be very high if everything had to be replaced, so consider whether you need additional contents cover.

2. Damage Caused By A Tenant

Whether deliberately or accidentally, if your tenant causes damage to your property and you can prove it, it’s usually possible to retain their deposit to pay for the repairs.

But what happens if the final cost to repair the damage is higher than the deposit amount? Malicious damage insurance will cover your repair bill in this eventuality.

Read ‘Maintenance Tips For landlords’ here

3. Public Liability Cover

If any tenant, visitor, or contractor is injured in the property and thinks it was your fault, they could take you to court for compensation.

Public liability insurance covers both any compensation that is awarded plus your total legal costs.

4. Costs For Alternative Accommodation

Should the rental property be so severely damaged that the tenants need to be relocated while repairs are completed, you could incur additional costs to cover alternative accommodation. This insurance will ensure you won’t take a financial hit.

5. Legal Expenses And Rent Protection

If you’ve never taken out insurance for legal expenses and rent protection, then this is something you should consider.

If your tenant defaults on their rent, your income will be protected. Not only that but the expense of evicting the tenant will also be covered.

Giving yourself as much protection as possible against any unexpected costly bills makes sense.

Unfortunately, some landlords in Tower Hamlets find that they end up out of pocket because they failed to consider the potential risks.

With adequate landlord insurance, you can enjoy peace of mind knowing your income is safe and you won’t get any unpleasant financial shocks.

Read ‘8 Things Every Landlord Should Know’ here

Need Help With Your Rental Properties?

As property management experts in Tower Hamlets, we’re on hand to make your life as a landlord easier and more profitable!

If you’re a landlord thinking about working with a letting agent to help manage your property, our friendly team at City Realtor would love to hear from you.

Require a valuation, or searching for property management services in Tower Hamlets? Contact us on 0207 790 7702 or email us at admin@cityrealtor.co.uk, and we will be delighted to help you.

Don’t forget to follow us on our socials for updates and new listings!

Follow us on Facebook, connect with us on X, join us on Instagram, find us on TikTok, see us on LinkedIn, Watch our YouTube Videos!

In the meantime, here are the answers to the most frequently asked questions on this topic.

Frequently Asked Questions About Landlord Insurance

What is landlord insurance and why do I need it?

Landlord insurance provides financial protection for your rental property and your income as a landlord. It typically covers damages to the property, loss of rent, legal expenses, and liability claims.

What does landlord insurance cover?

Landlord insurance policies can vary, but they generally cover:

  • Building insurance to protect the property structure
  • Contents insurance for any belongings you provide
  • Landlord liability insurance to protect against claims for injuries or property damage
  • Rent guarantee insurance to cover unpaid rent
  • Legal expenses insurance to cover legal costs related to tenancy disputes

How much does landlord insurance cost?

The cost of landlord insurance depends on several factors, including the property’s value, location, the number of tenants, and the level of cover you choose. It’s essential to compare quotes from different insurers to find the best deal.

Is landlord insurance mandatory?

While landlord insurance isn’t legally required, it’s highly recommended. It provides essential protection for your investment and can help you avoid significant financial losses in case of unexpected events.

Posted on

July 2024 Property Market Update

Property Market Update July 2024

The UK property market continues to be a topic of conversation, with July 2024 seeing a mixed picture. In our latest property market update, we’ll look at the latest trends for buyers, sellers, landlords, and renters, and of course we are keeping an eye on the potential impact of the recent general election and the incoming government.

Property Market Overview: Steady Growth with Regional Variations

Nationwide house prices saw a modest 0.2% rise during June 2024, bringing annual growth to 1.5%. This is quite a significant shift from the heady days of double-digit growth in 2023. However, it’s important to remember that the market can vary significantly depending on location.

Buying: A More Balanced Market

For potential buyers, July has seen a more balanced market. Rightmove reports a rise in available properties, easing intense competition and making for an altogether calmer buying experience and considered decision-making.

The best mortgage rates are hovering around 4.7% and recent cuts to the base rate offer hope for even more improved mortgage deals in the coming months, with Oxford Economics still predicting a Bank of England base rate cut in August.

Tips for Buyers:

Do your research: Understand your budget and target areas thoroughly. The experienced team at City Realtor can help you with buying a property in Tower Hamlets. Simply call us on 0207 790 7702 for advice.

Be prepared to act quickly: Great properties can still attract multiple offers so it’s important to have a mortgage agreement in principle to help you secure your new home.

Consider working with a mortgage broker: With a complex mortgage landscape, a broker can secure the best possible deal for your circumstances, ensuring you get the most out of your budget. City Realtor is happy to recommend a mortgage adviser. Please just ask.

Selling: Strategic Timing Can Be Key

Sellers may need to adopt a more strategic approach in July’s market. There are still plenty of buyers around, however, the number of properties for sale dropped off slightly following the election announcement in May. With a new government now in place, it will be interesting to see whether this picks up again. July and August can be quiet months for sales, but a well-presented property with a competitive asking price, will likely attract interest.

Tips for Sellers:

Price realistically: Get an accurate valuation of your property to attract serious buyers. Remember that the highest valuation is not always the way to go! Always consider an estate agent who you feel you can trust to market your property in the best way and achieve the price your property is worth. For a free valuation, call City Realtor on 0207 790 7702 or email us at admin@cityrealtor.co.uk.

Presentation is key: Invest in decluttering, staging, and kerb appeal to make your property stand out. First impressions matter, and potential buyers often make snap judgments during viewings.

Landlords and Lettings: Adapting to Changing Regulations

Landlords are still navigating a period of significant change. In The Kings Speech on Wednesday 17th July, The King announced that the Government would introduce legislation to “give greater rights and protections” to those renting – including “ending no-fault evictions”, with draft legislation published on leasehold and commonhold reform.

In a further statement from Downing Street, the Government said: “The Renters’ Rights Bill delivers our manifesto commitment to transform the experience of private renting, including by ending Section 21 ‘no fault’ evictions…The Bill will give renters much greater security and stability so they can stay in their homes for longer, build lives in their communities, and avoid the risk of homelessness.”

Tips for Landlords:

Stay informed: It’s crucial landlords keep up-to-date with changes in regulations and legislation by following resources like the National Landlords Association (NLA). If in any doubt speak with a member of our lettings and property management team at City Realtor on 0207 790 7702.

Consider tenant retention rather than rent increases: A reliable tenant who takes good care of your property can be more valuable than a small increase in rent. Building a positive relationship with your tenants can lead to long-term stability and fewer void periods.

Maintain your property: Regular upkeep ensures your investment remains attractive to tenants and minimizes the risk of costly repairs later.

The General Election and the Property Market

The recent general election has added another layer to the property market. The incoming government’s policies on housing, taxation, and infrastructure spending will undoubtedly impact the sector in the long run. However, the immediate effect is likely to be muted and the established nature of the UK property market suggests it will continue to function even during a period of political change.

Looking Forward: A Market in Transition

The UK property market is in transition. Modest growth, regional variations, and the influence of the new government are key factors to consider. However, while there may be adjustments ahead, the fundamental strength of the UK property market is likely to endure.

For buyers, sellers, landlords, and tenants this period offers an opportunity to be informed, strategic, and adaptable. By understanding the current trends, staying informed about future developments, and seeking professional advice when needed, you can navigate the UK property market with confidence.

City Realtor are your local estate agents in Tower Hamlets. We are delighted to bring you our property market updates each month. If you are thinking of buying, selling or letting a property in Tower Hamlets, please get in touch.

City Realtor are your local estate agents in Tower Hamlets. We are delighted to bring you our property market updates each month.

For no-obligation advice on buying, selling, renting or letting a property in Tower Hamlets please contact our expert property team at City Realtor on 0207 790 7702. Alternatively, get an instant valuation here. We look forward to helping you move home.

Don’t forget to follow us on our socials for updates and new listings!

Follow us on Facebook, connect with us on X, join us on Instagram, find us on TikTok, see us on LinkedIn, Watch our YouTube Videos!

Posted on

9 Moving Home Packing Tips For A Smooth Move

9 Moving Home Packing Tips For A Smooth Move

Moving to a new home in Tower Hamlets is an exciting milestone, but packing up your entire life can be a source of stress and anxiety. However, fear not because we have some moving home packing tips for you! With proper planning and organisation, the moving home packing process will be much more manageable.

In this blog, the team at City Realtor will share our moving home packing tips to help you achieve a pain-free move with minimum stress.

So, let’s get into it!

9 Tips to Make the Moving Process Better

1. Create a Packing Timeline

Start your moving home preparations by creating a well-structured packing timeline.

  • Begin early, ideally at least six weeks before your moving day.
  • Break down your packing tasks into manageable chunks, focusing on one room at a time.
  • Make a checklist of items to pack in each room, along with deadlines for completing each task.

By spacing out the packing process, you’ll avoid feeling overwhelmed and reduce the last-minute rush as moving day approaches.

2. Get Rid of Unwanted Items

Before you start packing, take the opportunity to declutter items you no longer need. Go through each room methodically and sort your belongings into three categories:

  • Keep
  • Donate
  • Discard

This will make your move more efficient and will help you save on moving costs by reducing the number of items to be transported. Plus, donating usable items will give you the satisfaction of helping those in need.

3. Gather Packing Supplies in Advance

There’s nothing more frustrating than realising you’re running out of supplies in the middle of the packing process. Avoid this by gathering all the necessary packing materials well in advance. Go online and stock up on sturdy moving boxes of various sizes, bubble wrap, packing paper, packing tape, labels and markers. Having these supplies to hand will prevent last-minute scrambling, and ensure that your belongings are adequately protected during the move to your new home.

4. Pack Room by Room

To stay organised during your move, pack one room at a time. This method ensures that items belonging together stay together, making unpacking at your new home a breeze. As you pack, label each box with its contents and the room it belongs in. To take it a step further, consider colour-coding the boxes for each room. This visual cue will help you and your movers identify where each box should go ready for unpacking.

5. Use the Right Packing Techniques

Proper packing techniques can make a huge difference in protecting your belongings during the move. For fragile items like glassware and dishes, use generous layers of bubble wrap or packing paper to ensure they are well-padded. Utilise dividers or crumpled paper to prevent items from knocking against each other during transport. For clothes, keep them on hangers and cover them with bin bags, creating makeshift garment bags that will protect them and make unpacking much quicker.

6. Pack a First-Day Essentials Box

In the hustle and bustle of moving, it’s easy to lose track of the items you’ll need upon arrival at your new home. Prepare a “first-day essentials” box containing the items you’ll require before you’ve had a chance to unpack. This box should include:

  • Toiletries, loo roll and medications
  • Change of clothes and fresh linen for bedding
  • Important documents (such as identification and medical records)
  • Phone chargers
  • Essential kitchen items (tea and coffee, milk, mugs, kettle)
  • Any other necessities that will help you get through the first day comfortably

7. Seek Professional Packing Help

If the idea of packing overwhelms you or you don’t have the time to do it yourself, consider hiring professional packers. They have the expertise and experience to pack your belongings efficiently and securely, saving you time and ensuring that your possessions are well taken care of during the move. While this may be an additional expense, the peace of mind and time saved can be well worth it, especially if you have valuable or delicate items that require special attention.

8. Label Electronics and Cables

Disassembling electronics can be a daunting task! It becomes much easier if you label each cable and component as you go. Take pictures of the setup before disassembling to help you reassemble them correctly in your new home. Place all the cables and accessories in labelled bags and keep them together with the corresponding electronic device. Additionally, consider using cable organisers or ties to prevent tangles and confusion during unpacking.

9. Secure Hazardous Materials Separately

Certain items, such as cleaning materials, aerosol cans, and flammable liquids, are considered hazardous and require special handling. Keep these items separate from your regular packing and transport them safely or dispose of them responsibly before the move. Check with your local waste management facility or follow your area’s guidelines for the disposal of hazardous materials.

Moving Home Doesn’t Have to be Stressful

Read our Guide to Buying here

Selling? Get an Instant Valuation

Planning ahead, decluttering, using proper packing techniques, and seeking professional assistance are key factors in ensuring a successful and stress-free move.

If you are planning on moving to the Tower Hamlets area soon, embrace the excitement of starting a new chapter in your life and take our moving home packing tips on board.

As your local estate agent in Tower Hamlets, come and speak to a member of our team at City Realtor. Contact us on 0207 790 7702 or email us at admin@cityrealtor.co.uk and let us be your guide to a seamless and enjoyable moving experience.

Frequently Asked Questions About Packing Tips to Make Moving House Easier

Frequently Asked Questions About Packing for a Smooth Move

How many cardboard boxes should I get for packing?

It depends on the size of your home and belongings. It’s better to overestimate – you can always return unused pack boxes.

Should I pack my clothes on hangers?

Yes! Use wardrobe boxes or bin bags to keep clothes on hangers, saving time unpacking and ironing.

What can I use to fill empty spaces in boxes?

Scrunched-up paper towels, packing peanuts or even clothes can fill gaps in boxes and prevent items from moving around.

Can I pack everything myself, or should I hire professional movers?

Professional movers can be a great option if you’re short on time or have fragile boxes. However, they do add to the cost of moving.

What Next?

Do you require a valuation or no-obligation advice on buying or selling a home in Tower Hamlets? Please contact our expert property team at City Realtor on 0207 790 7702 or email us at admin@cityrealtor.co.uk, and we will be delighted to help you.

Don’t forget to follow us on our socials for updates and new listings!

Follow us on Facebook, connect with us on X, join us on Instagram, find us on TikTok, see us on LinkedIn, watch our YouTube Videos!

Good luck if you are buying your first home, or considering putting your property in Tower Hamlets on the market. We’ve answered even more of your FAQ’s here.

Posted on

12 Home Improvements To Boost Value And Take With You When You Move!

12 Home Improvements to Boost Value and Take With you When you Move!

When preparing to sell a property in Tower Hamlets, you may consider making home improvements to boost value.

Home improvements can play a significant role in elevating the overall charm, aesthetics, and functionality of your property, leading to enhanced appeal to viewers. However, it’s important to recognize that not every upgrade you make has to be left behind as a permanent fixture for the new homeowner to inherit.

When planning your home improvements, consider a blend of both permanent and easily removable upgrades, allowing you to personalize the property while still providing the option to revert to its original appeal or offer the buyer the possibility of reimagining their new home.

Easily removable upgrades can be influential in making your property in Tower Hamlets stand out. These changes can create a stylish and sophisticated atmosphere that captures the interest of potential buyers, while still offering customisation options for the new owner to truly make the space their own.

12 Home Improvements You Can Make to Extract the Most Value

Here are 12 home improvements to boost value – and that can move with you to your next home.

Get an instant valuation here

1. Removable Wall Art

Personalising your living space becomes hassle-free with removable wall art. Opting for durable wall decals or high-quality tapestries allows you to add character to your home without making permanent alterations. This way, you can easily transport these decorative pieces from one house to another, ensuring a consistent and comfortable atmosphere in each residence.

2. Smart Home Devices

Incorporating smart home devices, such as speakers, security cameras, lighting systems, and thermostats, elevates your living experience with increased convenience and functionality. The beauty of these devices is their portability; simply uninstall them when it’s time to relocate, and enjoy the same enhanced lifestyle in your next home.

3. Portable Fire Pits and Heaters

Adding portable fire pits and patio heaters to your outdoor space can boost kerb appeal and make your property more enticing during estate agent viewings. Additionally, you can look forward to enjoying these outdoor enhancements in your next home’s garden or patio.

4. Modular Furniture

Modular furniture pieces, such as wardrobes, sectional sofas, and convertible tables, provide the flexibility needed for seamless transitions between properties. By investing in these versatile items, you can ensure your furniture will be adaptable to various spaces, layouts, and styles.

5. Potted Plants

Instead of spending on expensive landscaping projects, opt for potted plants as a more cost-effective way to enhance your Tower Hamlets property’s greenery. These plants add appeal and can easily be transported to any new home, making them a practical choice.

6. Bespoke Mirrors

Mirrors can serve both aesthetic and functional purposes in any living space. By selecting large, ornate, or custom-designed mirrors, you can visually expand and elevate your interiors during property viewings and incorporate these statement pieces in your next home.

7. High-Quality Window Treatments

Invest in versatile, high-quality window treatments such as curtains or blinds, and ensure they are adaptable to fit various window sizes and styles. This will enable you to maintain your preferred look from one property to the next, all while providing functional light control and privacy.

8. Lighting Fixtures

Selecting high-quality lighting fixtures like pendant lights, table lamps, or chandeliers can significantly enhance your home’s ambience and is one of the easiest home improvements to boost value. Moreover, these fixtures can accompany you when you move and can seamlessly blend into new spaces.

9. Freestanding Bookshelves

Freestanding bookshelves offer portability and versatility that built-in options lack. These pieces provide not only extra storage space but also serve as decorative elements that can easily integrate into various home interiors and layouts.

10. Outdoor Furniture

Investing in high-quality outdoor furniture can elevate your outdoor living space, making it more attractive and functional. These transportable items will add value and aesthetic appeal to your property, both now and in the future.

11. Decorative Rugs

Rugs can effortlessly add warmth, texture, and style to any room. As an affordable home improvement option, decorative rugs easily transition to new homes, regardless of room size or colour scheme, maintaining your design preference from one house to another.

12. Door and Cabinet Hardware

By choosing high-quality door and cabinet hardware, you can add a polished, luxurious finish to your kitchen and bathroom spaces. These removable embellishments can be reused in your new property, ensuring a refined touch in your next home.

Ultimately, the key to successfully selling your property in Tower Hamlets is to strike a balance between making home improvements to boost value and removable upgrades that contribute to a captivating visual appeal – all without limiting the new owner’s potential for personalization and creativity.

Making home improvements doesn’t always mean a permanent change to your property. For the best advice, discuss ideas with your estate agent in Tower Hamlets to understand what additions can benefit a sale and which ones can transition with you to your new home. In doing so, you can enjoy the benefits of your home improvements no matter where you live.

Improving, Then Selling?

What Next?

Do you require a valuation or no-obligation advice on buying or selling a property in Tower Hamlets? Please contact our expert property team at City Realtor on 0207 790 7702 or email us at admin@cityrealtor.co.uk, and we will be delighted to help you.

Don’t forget to follow us on our socials for updates and new listings!

Follow us on Facebook, connect with us on X, join us on Instagram, find us on TikTok, see us on LinkedIn, watch our YouTube Videos!

Good luck if you are improving your home with a view to putting your property in Tower Hamlets on the market. We’ve answered more of your FAQ’s here and below.

Frequently Asked Questions About How Much Value You Can Add to Your Home

Should I invest in new kitchen and bathroom fittings before selling?

Modern kitchen and bathroom fittings can significantly increase your property’s value. However, it’s wise to consult with an estate agent in Tower Hamlets to ensure you’re making updates that appeal to buyers in your area.

What about energy-efficient features like underfloor heating?

While not essential, energy-efficient features like underfloor heating can add value to your home. Potential buyers are increasingly eco-conscious, so such upgrades can make your property stand out.

Can I convert my loft or garage into extra living space?

Loft conversions and garage conversions (with planning permission from your local planning authority) can be a great way to add significant value to your property. However, always weigh the cost of the project against the potential return on investment. Consulting us is recommended.

Do minor repairs like fixing broken roof tiles make a difference?

Absolutely! Potential buyers are looking for a well-maintained property. Addressing minor repairs and ensuring your home is in good condition will create a positive impression and can add value during negotiations.

Posted on

8 Essential Questions You Should Ask When Viewing A Property in Tower Hamlets

8 Essential Questions You Should Ask When Viewing A Property

Searching for a new home can be an exciting yet overwhelming experience. With so many factors to consider, it’s essential to approach property viewings in Tower Hamlets with a critical eye and ask the right questions to avoid mistakes.

Whether you’re a first-time buyer or a seasoned homeowner, our latest blog post put together by the team at City Realtor will guide you through essential questions to ask when viewing a property in Tower Hamlets.

By being proactive and thorough during your viewings, you will gather valuable information to make an informed decision about your potential future home.

You may also be interested to read our Guide To Buying.

8 Questions to Ask Estate Agents When Viewing a House

Here are the top eight questions you should consider.

1. What is the Current Condition of the Property in Tower Hamlets?

The condition of a property is a crucial factor that influences its value and ongoing maintenance costs. Take note of any visible signs of wear and tear, such as cracks in the walls, dampness, or faulty fixtures. Don’t hesitate to ask the estate agent or seller about recent renovations or repairs. This will give you an idea of how well the property has been maintained and whether there are any potential issues that need to be addressed.

2. Are There Any Structural Problems?

Understanding the structural integrity of a property is vital for your long-term investment. Ask about the age of the building, its construction materials, and any previous structural work that has been carried out. Look out for signs of subsidence, such as uneven floors or cracks in the walls. If you have concerns, you should consider hiring a surveyor to conduct a more in-depth assessment of the property.

3. What is the Energy Efficiency of the Property in Tower Hamlets?

Energy efficiency is not only important for the environment but also for your utility bills. Before you view, you can ask for a copy of the property’s EPC (Energy Performance Certificate), which will indicate its energy efficiency. Enquire about insulation, double-glazing, and the type of heating system installed. A well-insulated and energy-efficient home will save you money in the long run.

4. How Secure is the Property?

Feeling safe and secure in your new home is essential. Ask about the security features of the property, such as locks, alarms, and the presence of any CCTV cameras. Additionally, you could go online and research data about the crime rate in the area and whether there have been any recent significant incidents.

5. What is Tower Hamlets Like to Live in?

The neighbourhood you choose will greatly impact your daily life. Take the time to explore the area surrounding the property and ask questions about local amenities. Are there nearby schools, parks, shops, and public transport? How is the traffic in the area? Understanding the neighbourhood will help determine if it aligns with your lifestyle and preferences. You can view our local area guides here.

6. Are There any Planned Developments or Potential Noise Issues?

While the current state of the neighbourhood may be appealing, it’s important to consider future developments. Ask about any planned construction or infrastructure projects in the area, such as new roads, railways, or commercial buildings. These developments can impact traffic, noise levels, and even property values.

7. What are the Running Costs?

Buying a property in Tower Hamlets involves more than just the purchase price. Enquire about the running costs of the property, including council tax, utility bills, service charges (if applicable), and any ground rent. Understanding these costs will give you a clearer picture of your monthly expenses and help you budget accordingly.

8. What is the Sale History of the Property?

Ask the estate agent about the property’s sale history.

  • How long has it been on the market?
  • Has the price been reduced?

Understanding the property’s sales journey can provide insights into its desirability and potential negotiation points. Additionally, consider researching the property market in Tower Hamlets to assess whether the asking price is reasonable.

Asking the Right Questions is Crucial for Making an Informed Decision

For more advice when buying a property in Tower Hamlets, speak with a member of our team at City Realtor on 0207 790 7702 or drop us an email today at admin@cityrealtor.co.uk.

Frequently Asked Questions About Viewing Properties in Tower Hamlets

What should I look for during a property viewing?

Take note of the property’s condition (cracks, dampness) and ask about any major renovations done. Don’t hesitate to enquire about potential issues like subsidence or ask if planning permission would be needed for any alterations you envision.

What about the surrounding area?

Explore the local area! Consider factors like noise levels, transport links (trains, buses), and amenities (schools, shops). Is there a park nearby for walks?

Are there any hidden costs I should be aware of?

Running costs include council tax (check the band), utility bills, and potential service charges (if applicable). Understanding these will help you budget effectively.

I’m interested in the property’s energy efficiency. What can I do?

Ask the estate agent to show you the property’s Energy Performance Certificate (EPC) which will indicate its energy efficiency rating. Enquire about insulation, double-glazing, and the type of heating system installed. A well-insulated property can save money on bills in the long run! Consider researching how much natural light the property gets throughout the day, as this can also impact energy use.

What Next?

Do you require a valuation or no-obligation advice on buying or selling a home in Tower Hamlets? Please contact our expert property team at City Realtor on 0207 790 7702 or email us at admin@cityrealtor.co.uk, and we will be delighted to help you.

Don’t forget to follow us on our socials for updates and new listings!

Follow us on Facebook, connect with us on X, join us on Instagram, find us on TikTok, see us on LinkedIn, watch our YouTube Videos!

Good luck if you are buying your first home, or considering putting your property in Tower Hamlets on the market. We’ve answered even more of your FAQ’s here.

Posted on

June 2024 Property Market Update

June-2024-Property-Market-Update

During June we’ve seen the UK property market continuing on its path of cautious optimism. While the fast growth seen in previous years has eased, a sense of stability is emerging, underpinned by rising buyer demand and a potential shift in interest rates.

Let’s delve into the key trends shaping the market this month.

Market Recovery Gathers Momentum

The good news for buyers and sellers is that the property market is experiencing a steady recovery. After a period of uncertainty, house prices are showing signs of growth again. According to Nationwide Building Society, May 2024 saw a 0.4% increase in average house prices, bringing the annual growth rate to 1.3%. This indicates a market that’s found its footing and is on an upward trajectory.

Regional Variations Remain

While the national picture is one of growth, it’s important to remember that the UK property market is a patchwork of regional variations. Scotland continues to lead the pack with a significant 6.7% annual increase in house prices, while England and Wales are seeing more modest rises of 1% and 1.3% respectively. Northern Ireland has also shown steady growth of around 4%. Understanding these regional differences is crucial for both buyers and sellers when making informed decisions. If you would like to know more about the Tower Hamlets region, please call us on 0207 790 7702 to discuss.

The Interest Rate Question

A significant factor influencing the market is the ongoing speculation around interest rates. With inflation falling closer to the Bank of England’s 2% target, a potential base rate cut is on the horizon. However, in June, The Bank of England made the decision to keep interest rates the same – at 5.25%, meaning the rate has now remained static for the past 10 months. An interest rate drop could be a game-changer for the market, making mortgages more affordable and potentially boosting buyer demand. Some economists predict the first cut could come as early as August 2024, while others think we may have to wait until December! The impact of this on house prices remains to be seen, but it’s likely to contribute to a more vibrant market.

Election Jitters or Business as Usual?

The upcoming general election in July has caused some to wonder if it will stall market activity. However, experts suggest this is unlikely to happen. In contrast to past elections with significant policy shifts, the current political landscape doesn’t propose drastic changes impacting the housing market. The first interest rate cut, however, is expected to have a more significant impact on market activity this year.

Supply and Demand: Finding Balance

The good news for buyers is that there are signs of a healthy increase in the number of properties coming onto the market. This increased supply is expected to keep house price inflation in check throughout the year. While significant price hikes might be off the table for now, the steady flow of properties ensures buyers have more options in a balanced market.

What Does This Mean for You?

Landlords: The rental market continues to see high demand, with rents rising at a slower pace than the previous year. Zoopla reports an average increase of 6.6% for new lets in April 2024. While this presents an opportunity for stable returns, it’s important to remember tenant retention is key. Focusing on good communication, responsive maintenance, and ensuring your property remains competitive in terms of rent and amenities will be crucial for attracting and keeping quality tenants.

Buyers: With a potential interest rate cut on the horizon, affordability might improve in the coming months. However, with increased competition due to rising demand, it’s still a seller’s market in many areas. Being prepared with a well-researched offer and a strong financial position will be key to securing your dream property in Tower Hamlets.

Sellers: While significant price rises are less likely, the market conditions remain favourable for sellers. At City Realtor we suggest focusing on presenting your property in its best light through minor improvements, home-staging and competitive pricing to attract buyers quickly in a market with more options.

The Bottom Line

The UK property market is moving towards cautious optimism. House prices are showing signs of growth, with regional variations offering opportunities for both buyers and sellers. The potential for a base rate cut later this year could be a major driver of market activity. With an increased number of properties coming to the market, a sense of balance is emerging. Whether you’re a buyer, seller, or landlord, staying informed and seeking expert advice will be crucial for navigating the market effectively.

City Realtor are your local estate agents in Tower Hamlets. We are delighted to bring you our property market updates each month.

For no-obligation advice on buying or selling a property in Tower Hamlets please contact our expert property team at City Realtor on 0207 790 7702. Alternatively, get an instant valuation here. We look forward to helping you move home.

Don’t forget to follow us on our socials for updates and new listings!

Follow us on Facebook, connect with us on X, join us on Instagram, find us on TikTok, see us on LinkedIn, Watch our YouTube Videos!

Posted on

How To Choose A Letting Agent In Tower Hamlets

How to Choose A Letting Agent in Tower Hamlets

Working out how to choose a letting agent is an important decision. Your property is a valuable asset, and entrusting someone else to manage it for you isn’t something to be taken lightly.

Working with an expert letting agent can help save you time and money. Plus, you can rest assured that you’re managing your property in the right way and leaving yourself less open to risk.

If you’re thinking about working with a letting agent, here are our tips on how to choose a letting agent in Tower Hamlets and the best questions to ask before you commit.

Seven Questions to Ask Letting Agents About Rental Properties

So let’s jump straight in with the seven key questions you must ask any letting agents, especially once you have a rental property in mind.

1. Are You Regulated?

One of the first things you need to check when speaking to a potential letting agent is whether they are registered as part of a government-approved letting agency redress scheme and the national approved letting scheme. Working with an unregistered letting agent can result in fines for landlords, so it’s always best to check. Working with an accredited agent like City Realtor can provide you with the expertise and professionalism you need to achieve your goals. City Realtor has Propertymark accreditation. They collaborate with members to establish professional standards through regulation, recognised qualifications, industry-leading training, and mandatory Continuing Professional Development. Propertymark ensure that all landlords, tenants, buyers and sellers receive professional services.

2. Are You Part of a Client Money Protection Scheme?

Just like the previous question, you also want to ensure the agency is part of a client money protection scheme – particularly if they will be handling tenancy deposits and dealing with rent collection and other property management tasks for you. City Realtor is fully compliant as members of The Property Ombudsman and The Tenancy Deposit Scheme.

3. What Are Your Fees?

Of course, asking about fees is a given and it’s a question we expect you to ask. When enquiring about fees, make sure you ask about all charges you could be liable to pay – not just the standard stuff. A professional letting agent will be completely transparent with these numbers, and that will allow you to compare agents which is crucial. We are totally transparent about our fees and display them all on our website. However, at City Realtor, we recognise that every landlord’s needs are unique. That’s why we offer customisable packages to fit your specific requirements.

4. What Marketing Strategies Do You Use?

A good letting agent is always on the hunt for new ways to market their rental properties. Depending on who your target market is, modern forms of marketing (like blogging and social media) can be highly effective.

Make sure you ask how your letting agent will market your property to see if it’s the right fit for you. At City Realtor, we believe in a rounded approach to marketing, and are happy to discuss our process with you. Call us on 0207 790 7702 for a chat!

5. Do You Know the Local Area?

Naturally, having a local letting agent in Tower Hamlets has its benefits. Someone who knows the area well can market your property to potential tenants much more effectively. Our dedicated and knowledgeable team have years of experience in the area – and the industry!

6. How Long Does it Take to Fill Vacancies?

Every landlord wants to fill voids as quickly as possible, but finding a good tenant usually takes time.

Regardless, a good letting agent will have the facts on the average time it takes them to fill vacancies, so make sure you ask for the figures. Here at City Realtor, we are completely transparent with these figures, and you can speak with us about them at anytime.

7. What Are Your Opening Hours?

When your letting agent is available to talk is much more important than you might think. You need someone who can work around your lifestyle and be ready to answer your questions when you have time to speak.

While most letting agents in a local area have standard opening hours, some may be open or available out of hours, too. The City Realtor team work specific hours, but we are always willing to be available when called upon by our clients and answer all queries promptly.

You may also be interested to read 8 Things Every landlord Should Know

Need expert landlord advice?

If you’re a landlord thinking about working with a letting agent to help manage your property, our friendly team at City Realtor would love to hear from you.

Require a valuation, or searching for property management services in Tower Hamlets? Contact us on 0207 790 7702 or email us at admin@cityrealtor.co.uk, and we will be delighted to help you.

Don’t forget to follow us on our socials for updates and new listings!

Follow us on Facebook, connect with us on X, join us on Instagram, find us on TikTok, see us on LinkedIn, Watch our YouTube Videos!

In the meantime, here are the answers to the most frequently asked questions on this topic.

Frequently Asked Questions About Letting Agents in Tower Hamlets

What factors should I consider when selecting a letting agent as a landlord?

When choosing a letting agent, consider their reputation, experience, and fees. Look for agents with positive reviews, a proven track record in your local area, and transparent fee structures.

Are there any regulatory requirements I should be aware of when hiring a letting agent in the UK?

Yes, ensure the letting agent is a member of a recognised redress scheme and complies with the law, such as deposit protection regulations. This helps safeguard your interests and those of your tenants.

How can I assess a letting agent’s ability to find suitable tenants for my property?

Evaluate their marketing strategies, tenant screening processes, and vacancy fill rates. A reliable letting agent should have effective advertising methods and thorough tenant vetting procedures to secure quality tenants for your property.

What services do letting agents typically offer, and how do I choose the right level of service for my needs?

Letting agents offer various services, including tenant find, rent collection, and full management. Assess your preferences, time availability, and budget to determine which service level aligns best with your requirements as a landlord.

Posted on

How to Make Your Garden Summer Ready

How to Make Your Garden Summer Ready

Whether you are a green-fingered fanatic and can’t wait to pull on your gardening gloves and get stuck in, or if you consider the maintenance of your outside space as just another household task that you need to tick off a list, you can’t deny that the arrival of summer is the perfect time to update and refresh your garden.

From the planting of spring flowering bulbs to sprucing up your winter-weathered garden furniture, keep reading to get all the tips from our team on how to make your garden summer-ready in six simple steps.

Six Steps to Making Your Garden Ready For Summer

1. Get underway with weeding

Possibly the most boring and time-consuming of all the garden maintenance tasks is weeding, but unfortunately, it is a crucial step in getting your garden summer-ready.

Start by removing any weeds that have accumulated in your flower beds, and then look to remove any dead plants from around your garden.

You can also tidy up your borders using a strimmer or an edging tool.

2. Tend to your lawn

After a long winter without a trim, your lawn is no doubt in need of a good mowing. It is always best to mow your lawn when it is dry, and you should also leave the grass clippings where they fall, as this will provide the soil with moisture and nutrients, resulting in a healthier lawn.

Now is also the ideal time to aerate your lawn. This can be done either by hand with a fork or with an aerating machine.

3. Fix up your fence

Fences can take quite a battering over the winter months, and nothing can make your garden look as neglected and uncared for as a faded wooden fence. Therefore, it is vitally important that you repaint and treat your fence to ensure it looks its best once the sun finally starts shining again.

If you have painted your fence previously, you should first strip off this colour before you start the re-painting and treating process.

The colour of your fence is completely dependent on your personal preference, although it should be noted that darker stains can make your garden appear smaller. If in doubt, try to choose a shade that will complement the plants and flowers in your garden, as well as any garden furniture that you may have.

4. Set up a scrubbing station

Depending on the items you have in your garden, you may have a fair amount of cleaning on your hands. From a rusty BBQ to grubby outdoor seating to debris-littered decking; essential cleaning will definitely be on your list of tasks for ensuring your garden is summer-ready.

To remove rust from your BBQ, simply mix one cup of baking soda with a little bit of vinegar, apply it to the affected area, leave it for half an hour, and then scrub it away with soapy water and a sponge.

Outdoor tables and chairs can also be revived with just a bucket of warm, soapy water and a bit of elbow grease!

5. Sow your seeds

Whether you favour flowers or prefer growing a selection of edible plants, now is the perfect time to start deciding what you want to grow and where. Once you have established your preferred plants, you should start ordering your flowering bulbs and seeds.

Now is also a good time to hunt down and eliminate any hibernating garden pests that may attack and destroy your precious plants and produce once they awake from their slumber.

You can either use a shop-bought pesticide or make your own soap spray that will effectively eliminate any pests. Simply mix one tablespoon of dishwashing soap with one gallon of water and spray directly onto the insects.

6. Install a water butt

Keeping your garden looking fresh and vibrant requires a lot of watering, especially over the warm summer months. Using water from your tap can send your utility bills spiralling if you have a water meter fitted, so instead, install your own water butt.

There are a wide variety of sizes and styles to choose from, including slimline options if you do not have much space and second-hand butts available on eBay if you are keen to save money and do your bit for the environment.

Other water-saving tips for your garden include:

  • Using a watering can instead of a hose pipe
  • Watering your plants when the temperature is at its coolest, either first thing in the morning or later in the evening
  • Not overwatering your plants
  • Don’t worry if your lawn becomes scorched. It will recover quickly once the rain returns

Are You Getting Your Outdoor Space Ready to Put Your House on the Market in Tower Hamlets?

What Next?

Do you require a valuation or no-obligation advice on buying or selling a property in Tower Hamlets? Please contact our expert property team at City Realtor on 0207 790 7702 or email us at admin@cityrealtor.co.uk, and we will be delighted to help you.

Don’t forget to follow us on our socials for updates and new listings!

Follow us on Facebook, connect with us on X, join us on Instagram, find us on TikTok, see us on LinkedIn, watch our YouTube Videos!

Good luck if you are buying your first home, or considering putting your property in Tower Hamlets on the market. We’ve answered more of your FAQ’s here and below.

Frequently Asked Questions About Getting Your Garden Ready for Summer

How do I ensure my garden soil is ready for summer planting?

Prepare your flower beds by incorporating good compost into the garden soil. This essential step provides nutrients for healthy plant growth during the summer months.

What’s the best way to start composting for an effective garden spring clean?

Kickstart your garden spring clean by setting up a compost bin. Dispose of garden waste, including weeds and dead plants, from an old flower bed to create nutrient-rich compost, enhancing the overall quality of your flower beds.

Which climbing plants, such as sweet peas, are ideal for a vibrant summer garden?

Elevate your outdoor space with climbing plants like a sweet pea, known for their fragrant blooms. These colourful additions not only enhance the visual appeal but also contribute a delightful scent to your summer garden.

How should I maintain woody plants during the warmer months for optimal growth?

Ensure the health of your woody plants with a thorough spring clean. Prune any dead or diseased branches and apply a layer of good compost around the base, promoting robust growth and maintaining the vibrancy of your garden throughout the summer in an eco-friendly way.

Posted on

Staging A House On A Budget: Impress Buyers Looking for Property In Tower Hamlets Without Breaking the Bank

Staging A House On A Budget

Selling your property in Tower Hamlets is an exciting but often challenging time.

To attract potential buyers and secure an offer, you may be thinking of staging a house on a budget! Indeed, to present your home in the best possible light, home staging is a worthwhile consideration.

While professional staging services can be costly, you don’t need to drain your savings to make your property stand out.

In this guide, put together by the team at City Realtor we’ll explore budget-friendly tips and strategies for staging your house on a budget when it’s on the market, ensuring it appeals to and catches the eye of prospective buyers.

You may also be interested to read 7 Essential Tips That Can help You Sell Your Property In Tower Hamlets.

Staging on a Budget

Maximising Kerb Appeal When Home Staging

First impressions are crucial. When potential buyers drive up to your property, what they see from the outside can greatly influence their perception of your home.

Here are some cost-effective ways to enhance your property’s kerb appeal:

  • Tidy Up the Exterior – Start by giving your home’s exterior a thorough cleaning. This includes cleaning windows and removing any cobwebs or debris. Also consider a fresh coat of paint on the front door as a bright focal point.
  • Landscaping – You don’t need a professional landscaper to spruce up your outdoor space. Trim overgrown bushes, cut the lawn and add some colourful potted plants or flowers near the entrance. These small touches can make a big difference to how your property is perceived.
  • Lighting – Consider adding outdoor lighting to create a warm and inviting atmosphere, especially for evening viewings. Solar-powered lights along the pathway or string lights on the porch are budget-friendly and visually appealing.

Interior Improvements on a Budget

Once you’ve captivated potential buyers with your home’s exterior, it’s time to focus on the interior. Here’s how to make your property look its best without spending a fortune:

  • Declutter and Depersonalise – Begin by decluttering your home. For example, remove excess furniture, personal items, and anything that makes spaces feel crowded. A clutter-free environment helps potential buyers imagine their own belongings in the space.
  • Fresh Paint and Repairs – A fresh coat of paint can transform a room. Stick to neutral colours like cream or light grey to appeal to a broad range of buyers. Additionally, tackle any minor repairs such as leaky taps, loose doorknobs, or squeaky hinges.
  • Rearrange Furniture – You don’t need to buy new furniture to stage your home effectively. Try rearranging your existing furniture to create an open and inviting layout to make a significant difference. Aim for a balanced and spacious feel in each room.

Staged Homely Touches that Make a Difference

To truly impress potential buyers, consider adding some homely touches in order to create an emotional connection with the space.

These small investments below can yield significant returns:

  • Fresh Flowers and Greenery – A vase of fresh flowers or a potted plant in the living room or kitchen can add a touch of nature and freshness to your home. After all, who doesn’t like a simple and effective way to make the space feel welcoming?
  • Soft Furnishings – Invest in some inexpensive throws, pillows, cushions, and decorative blankets to add pops of colour and texture to your furniture. You can also add patterns with curtains or blinds. These accessories can instantly update the look of a room.
  • Mood Lighting – Good lighting can make your home feel warm and inviting. For example, swap outdated light fixtures for modern, budget-friendly options, and ensure all bulbs are working and emit a soft, pleasant glow.

Marketing Your Staged Property

Staging your home is just one part of the equation. You also need to effectively market your property to attract potential buyers and estate agents:

  • High-Quality Photos – If your budget allows, always invest in a professional photography package to showcase your staged home. High-quality images are essential for online listings and marketing materials. Your estate agent will be able to advise you on this.
  • Detailed Listings – Before you sign off the marketing of your property with your estate agent, ensure the property listing includes engaging, accurate and detailed descriptions, highlighting the key features that make your home stand out.
  • Open Houses and Viewings – Allow potential buyers to experience your home in full by creating a welcoming atmosphere. Turn lights on, open windows, light the fire if it’s season-appropriate and be prepared to answer any questions.

Create a Welcoming and Appealing Environment

Staging a house on a budget is entirely achievable with some creativity and resourcefulness. Remember, it’s all about creating a welcoming and visually appealing environment that allows potential buyers to imagine themselves living in the property.

Want More Ideas for How Staging Your House Can Lead to a Home Sale?

If you would like more ideas for staging your home or are thinking of selling your property in Tower Hamlets then get in touch with the team at City Realtor.

We would love to hear from you. Email us at admin@cityrealtor.co.uk or call us on 0207 790 7702.

In the meantime, here are some of your frequently asked questions, answered!

Frequently Asked Questions About Staging a House on a Budget

How can I stage my dining room table on a budget to attract buyers?

Consider a simple centrepiece, like a bowl of fresh fruit or a small vase of flowers, to add a touch of elegance to a dining or coffee table. Declutter the dining table and set it as if ready for a cosy meal to help potential buyers envision themselves enjoying the space.

Any tips for making my kitchen counter a focal point without spending much?

Clear off unnecessary items, leaving only a few essential and attractive elements, such as a stylish fruit bowl or a set of matching utensil holders. Keep it clean, organised, and inviting to showcase the functionality of the space and make it seem like a welcoming place.

How can I use throw pillows to make a buyer feel more at home during a viewing?

Add strategically placed throw pillows in complementary colours or patterns to the sofa or bed. This not only enhances the visual appeal but also creates a comfortable and inviting atmosphere, making potential buyers feel at home.

What should I consider for window treatments to enhance the overall appeal of my home on a budget?

Opt for budget-friendly curtains or blinds that match the colour scheme of the room. Keep them open during viewings to maximize natural light and create an airy, welcoming feel.

What Next?

Do you require a valuation or no-obligation advice on buying or selling a home in Tower Hamlets? Please contact our expert property team at City Realtor on 0207 790 7702 or email us at admin@cityrealtor.co.uk, and we will be delighted to help you.

Don’t forget to follow us on our socials for updates and new listings!

Follow us on Facebook, connect with us on X, join us on Instagram, find us on TikTok, see us on LinkedIn, watch our YouTube Videos!

Good luck if you are buying your first home, or considering putting your property in Tower Hamlets on the market. We’ve answered even more of your FAQ’s here.

Posted on

May 2024 Property Market Update

Property Market News May 2024

With headlines in the news about stagnating house prices and rising mortgage rates, May has been a challenging month, with the cost-of-living crisis still biting homeowners. However, it’s not all doom and gloom! Owning a home is still beneficial, offering long-term living and financial stability.

General Election News

Prime Minister Rishi Sunak has announced that we’re heading to the polls on Thursday, July 4th, 2024. This forthcoming general election could bring some stability to the property market, which is great news for buyers and sellers who’ve been dealing with a shaky few months. With inflation nearing the Bank of England’s target and a potential interest rate drop on the horizon, things are looking up. Expect a busy second half of the year for property deals!

How Can First Time Buyers Get on the Property Ladder?

The end of April saw the release of the BSA (Building Societies Association) report which confirmed that first-time buyers currently face the most challenging conditions in seven decades to get onto the property ladder, with an increasing reliance on the Bank of Mum and Dad, or having two high incomes.

The report highlights that home ownership among young adults has been declining for twenty years but, while saving enough money to put down a deposit has long been difficult, the squeeze has been tightened in recent months because of mortgage interest rate increases.

It’s not hard to see why more young people are opting to move back in with their parents, with this now being the most commonly reported living arrangement for those aged 18-34. This is in stark contrast to the figures for 1997 which showed that those in the same age bracket were most likely to be living as a couple with children!

Many first-time buyers are undeterred though, with recent Bank of England figures showing that over the past three years, over a million mortgages extending beyond the state pension age of the borrower have been taken out. Many of those loans have been approved for applicants under the age of 30 as high mortgage rates lead people to opt for extended repayment periods to keep their costs affordable.

Twice the number of homeowners under 30s with ultra-long mortgages can be seen today when compared with two years ago, while the number of under 40s has also seen a 30% increase. It’s also clear that first-time buyers are adapting to higher borrowing costs by targeting smaller, more affordable properties. This adjustment is helping to maintain activity levels in the market with a steady flow of new buyers entering the market.?

Base Rate Held at 5.25% – Good News or Bad News?

The Bank of England most recently held the base rate at 5.25%, despite predictions that there would be a cut.

Meanwhile, three of the UK’s top lenders announced they would be raising their rates on fixed deal mortgages. NatWest, Santander, and Nationwide are the latest three to follow their rivals who increased mortgage rates after expectations about the speed and extent of Bank of England interest rate cuts were scaled back. That’s the bad news!

However, a rate cut is expected, followed by further cuts later in the year. That’s the good news!

A Month of Ups and Downs!

May 2024 was a month of ups and downs in the UK lettings market! The rental market remains robust, with high demand pushing average rents to record levels which is positive for landlords and investors. However, some tenants are still struggling with the impact of the cost-of-living crisis and its knock-on effect on the number of homes available to rent.

Some good news for landlords has been released in Propertymark’s latest insights report , which shows signs of the rental market beginning to stabilise after a rocky period towards the end of 2023 which saw the percentage of arrears peak at 4%.

This month’s report reveals that since the start of the year, the number of tenants in arrears has been falling, and has now reached a low point of 2.5%, indicating that landlords can start to breathe a sigh of relief and look forward to less frustration over rent collection.

Has There Been An Increase In Landlord Confidence?

In a recent report from PayProp, their latest Rental Confidence Index r evealed that an astonishing 54.5% of the landlords involved in their survey were going through the process of selling their properties!

It’s not surprising, then, that half of all tenants who have moved during the last year have done so because their landlord took the decision to sell up. By contrast, the percentage of tenants who left their homes due to eviction stood at under 12%.

However, the announcement of amendments to the Renter’s Reform Bill has led to positivity amongst UK landlords. In a further poll commissioned by PayProp, the number of respondents who reported a negative view of the private rental sector fell compared with those asked the same question in 2022. Over half of landlords are now feeling more positive about the sector’s future.

In a smart move by first time buyers, 66.7% of properties being sold by landlords are being snapped up by first timers. But this does mean that the number of private rentals is dwindling – an issue that is now seeing prospective tenants fiercely competing to offer on properties.

Did You Know?

This year we are already seeing increased demand for sustainable homes. Energy-efficient features and eco-friendly designs are becoming more sought-after, alongside smart security, energy management tools and automated heating systems.

What Next?

We are delighted to bring you our property market updates each month. If you are thinking of buying, selling or letting a property in Tower Hamlets, please get in touch with us at City Realtor on 0207 790 7702 or email admin@cityrealtor.co.uk

Don’t forget to follow us on our socials for updates and new listings!

Follow us on Facebook, connect with us on X, join us on Instagram, find us on TikTok, see us on LinkedIn, Watch our YouTube Videos!